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The Best Budgeting Apps and Tools

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After researching nearly 50 budgeting apps, having eight people test six of them in their daily lives, speaking with three financial experts, and reading through a half-dozen personal finance books, You Need a Budget (YNAB) is the only budgeting app we’d spend our own money on. Its guided setup helps you create an effective budget, and its user-friendly phone and Web apps help you stick to it better than anything else we tested.

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AaronPresley
79 days ago
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Love me some YNAB
Portland, OR
giggas2
80 days ago
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Love YNAB!
Portland, OR
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Tim Cook Named Board Chairman of Tsinghua University’s School of Economics and Management

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Not the best timing for this, I think we can all agree.

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AaronPresley
157 days ago
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Wow scathing criticism from Gruber.
Portland, OR
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Apple Removes Quartz News App in China Over Hong Kong Coverage

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Nick Statt, reporting for The Verge

News organization Quartz tells The Verge that Apple has removed its mobile app from the Chinese version of its App Store after complaints from the Chinese government. According to Quartz, this is due to the publication’s ongoing coverage of the Hong Kong protests, and the company says its entire website has also been blocked from being accessed in mainland China.

The publication says it received a notice from Apple that the app “includes content that is illegal in China.”

The law’s the law. You want to do business in China, you obey the law.

The question is: Why do business in China if this is the type of shit they pull? No one is alleging that anything Quartz has reported on the Hong Kong protests is false. It’s just unflattering to the Chinese regime.

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AaronPresley
170 days ago
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> The law’s the law. You want to do business in China, you obey the law.

I know it's too much to expect Gruber to be at all critical of Apple, but Jesus.
Portland, OR
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SE Hawthorne Boulevard, 1971

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SE Hawthorne Boulevard sidewalk construction in front of Bergeson’s Coffee House between SE 37th Avenue and SE 38th Avenue looking east, 1971.

 

City of Portland (OR) Archives, SE Hawthorne sidewalk construction in front of Bergeson’s Coffee House_A2012-005, 1971.

 

View this image in Efiles by clicking here.



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AaronPresley
183 days ago
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Based on the buildings, seems to be showing what is now Powell's. And Hawthorne Theater in the back.

https://www.google.com/maps/@45.5120619,-122.6254493,3a,36.9y,19.67h,95.02t/data=!3m6!1e1!3m4!1sUk-gzLEt3ysQj6oFxnie6w!2e0!7i13312!8i6656
Portland, OR
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Naples Rolls Out A Fine-Tuned Dough, And The New 'Cloud Pizza' Is Born

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A handful of young upstarts are changing Naples

Bucking generations of tradition, some Neapolitan pizzaiolis are experimenting with new ideas, bolstered by a new flour that creates a charred, puffier and lighter crust. And the trend is catching on.

(Image credit: Courtesy of Carlo Sammarco)

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AaronPresley
284 days ago
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Great, now even my pizza is in the cloud.
Portland, OR
fxer
285 days ago
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I’ll eat the old kind. I’ll eat the new kind. I’ll eat whatever Space Pie is invented after that.
Bend, Oregon
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Inside Wisconsin’s Disastrous $4.5 Billion Deal With Foxconn

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Austin Carr, reporting for Bloomberg Businessweek*:

“This is the Eighth Wonder of the World.”

So declared President Donald Trump onstage last June at a press event at Foxconn’s new factory in Mount Pleasant, Wis. He was there to herald the potential of the Taiwanese manufacturing giant’s expansion into cheesehead country. He’d joined Foxconn Chairman Terry Gou and then-Wisconsin Governor Scott Walker to celebrate a partnership he’d helped broker — “one of the great deals ever,” Trump said. In exchange for more than $4.5 billion in government incentives, Foxconn had agreed to build a high-tech manufacturing hub on 3,000 acres of farmland south of Milwaukee and create as many as 13,000 good-paying jobs for “amazing Wisconsin workers” as early as 2022.

How’s it turning out? Terribly for Wisconsin:

The only consistency, many of these people say, lay in how obvious it was that Wisconsin struck a weak deal. Under the terms Walker negotiated, each job at the Mount Pleasant factory is projected to cost the state at least $219,000 in tax breaks and other incentives. The good or extra-bad news, depending on your perspective, is that there probably won’t be 13,000 of them. […]

A report from the Wisconsin Legislative Fiscal Bureau, a nonpartisan government agency, estimated the state would be in the red on the deal until at least 2042, and even that projection didn’t account for the kinds of increased public-services costs associated with population growth. It also based income tax revenue projections on the implausible assumption that every employee would live in Wisconsin, whereas some would almost certainly commute from nearby Illinois. “There’s no way this will ever pay itself off,” says Tim Bartik, a senior economist at the W.E. Upjohn Institute for Employment Research. He says Foxconn’s incentives are more than 10 times greater than typical government aid packages of its stripe.

The best part is where Wisconsin officials admit they never looked at Foxconn’s record in such deals:

Wisconsin officials apparently didn’t consider Gou’s track record problematic. Instead, they describe the billionaire, who charmed them with stories of his early days selling TV parts in the Midwest, as almost philanthropic. “My impression of him was, what a nice person,” says Scott Neitzel, who led negotiations for the Walker administration. “An extremely genuine, down-to-earth tycoon.” When asked if the state looked at Foxconn’s history, WEDC Chief Executive Officer Mark Hogan says, “We didn’t spend a lot of time on that because, in the end, we got to know these people so well.”

Foxconn Chairman Terry Gou, well-known philanthropist.

* Bloomberg, of course, is the publication that published “The Big Hack” in October — a sensational story alleging that data centers of Apple, Amazon, and dozens of other companies were compromised by China’s intelligence services. The story presented no confirmable evidence at all, was vehemently denied by all companies involved, has not been confirmed by a single other publication (despite much effort to do so), and has been largely discredited by one of Bloomberg’s own sources. By all appearances “The Big Hack” was complete bullshit. Yet Bloomberg has issued no correction or retraction, and seemingly hopes we’ll all just forget about it. I say we do not just forget about it. Bloomberg’s institutional credibility is severely damaged, and everything they publish should be treated with skepticism until they retract the story or provide evidence that it was true.

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AaronPresley
416 days ago
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Hoping for a follow-up from Reply All from their initial episode about this:

https://www.gimletmedia.com/reply-all/132-negative-mount-pleasant
Portland, OR
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